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Welcome to LOANTHREE Loans

Apply to Borrow $100 to $25,000*

  • Apply For $50 – $1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

A secured and straightforward application process that is easy and fast. Get the cash assistance you need, whenever you need it. Apply now!

Cash Assistance In Just
15 Minutes

An easy-to-use application that is great for emergencies. Got credit issues? No worries! Our lenders provide the best deals even with poor or bad credit. Don’t settle for less. Get the funds you need whenever you need it. Apply now!

Why Loanthree is the BEST choice?

Fast Payout Get cash as quick as 5 to 15 minutes
Reliable 24/7 No closing time, no cut-off period
Bad Credit OK No credit check, no worries
Low Interest Rate Affordable rates just for you
Simple Application No extra paperwork, no hassle

Need Cash Instantly? Apply for Short Term Loans Now!

There are various types of loans available in the market, but a short term loan is the kind that can help you to get immediate credit or emergency cash. Short term loans are usually applied for when you want an immediate personal loan or any kind of short term business loans for a shorter period. In these loans, you will have to pay the interest and the principal together within one year, not exceeding that time-frame.

Short term business loans can range from $100 to $100,000, and you can find these loans with any kind of lender. These loans are perfect for start-up and small businesses who are not eligible for a credit line for a longer period with major lenders, and for those who need a temporary cash for any kind of sudden financial turmoil.

There are many types of short term loans that one can apply for:

  • lines of credit
  • merchant cash services
  • installment loans
  • payday loans
  • invoice financing

Advantage of Getting Short Term Loans Online

These loans are perfect for all the small businesses and you can also repay them in smaller periods which means less liability. Some of the major advantages of short-term loans are:

  • Quick: The risk factor on these loans is minimal due to its shorter maturity period, and therefore getting the loan approved also takes a lesser period. The borrower can get the loan on an urgent basis.
  • Lesser interest: Now that these loans have shorter maturity periods, you can be sure of the fact that you will pay less interest as compared to long term loans. The total accrued interest over the period will be less in these instant cash loans.
  • Easier: The processes of applying and approval of these loans are much easier and hassle-free, as these loans are designed for small businessmen and for emergency personal loans. The granting procedure does not take too long. Also for loan approval, there are not many checks and verification needed as compared to the long-term loans.

Where To Find Short Term Loans Near Me

Today, everything is done online and therefore finding and applying for signature loans has also become an online procedure. One can find and compare various short term loans online on different websites. Also applying for short term loans online when you search for “short term loans near me” has shortened trips to the lenders since this can be done from anywhere. Now that there are several options to choose from, you need to be careful of the choices you make as well. To find the reasonable loan, you should first compare the interest rates of the loans and also check the fees that the lender is asking for.

Apply for a loan from “short term loans near me” that has affordable interest rates and make sure that the lender is asking for fees which are within the regulations. Next, you should compare the turnaround time of the application to make sure that the loan is approved within a shorter period. Lastly, check the eligibility criteria that the lender is asking for as they tend to differ from lender to lender. Online loans are best when it comes to the easy application and quick transfer of money into your account.

After finding where to get a loan near you, you may also want to check these websites for other financial services offered by the United States government:

Federal Trade Commission
American Consumer Credit Counseling, Inc.

Short term

How To Get Short Term Loans Online Bad Credit

Usually, when one needs any kind of loan like online title loan, the lenders tend to check your credit record and past credit transactions. This is done to make sure that you can pay their debt back and have a clean record from the credit authorities. However, if you have bad credit then you may feel unsure whether you can get a loan or not. However, there are many good lenders of short term loans for bad credit in the market that tend to provide short term loans without good credit scores.

You can find several short term loans for bad credit in the market these days, whether you want to apply online or offline. You may ask for any kind of reference from friends or family or search for lenders of short term loans online bad credit. After searching and choosing the right short-term loan lender, you can easily apply for it. Simply click on the online form, fill in the details and submit it. Within a few hours, you can expect a reply from the lenders talking about the amount needed and when you need the funds

Tips on Getting the Best Short Term Loans No Credit Check

Usually, the short term loans which do not have any mandatory credit check are the ones which are also called payday loans. Getting these loans is quite easy since you may only need to find a lender and apply online. The eligibility to get these loans with no credit check is to be 18 years or older with a permanent job, pay-stub and an active bank account with a certain amount of a balance in it. Fulfilling these criteria will make you eligible for a no credit check payday or personal loan.

Short Term Loans Direct Lenders

Whether you are planning to get a long-term loan or a short-term loan, the brokerage fees are usually an extra expense. But with short term loans with direct lenders, you can apply and get loan approval directly from the lender without any kind of broker services. This way, you can save on the broker fees and personal details will also remain safe with the company only without a brokerage service in between. This hurries the process of a loan significantly as there is no waiting period in between.

Short Term Loans with Instant Approval

One of the best things about choosing the right lender is that you can get your loan approved on the same day. As soon as you fill out the application form online, the payday loan process starts as the lender initiates the checks and verification of the details. Usually, people tend to ask for these loans because there is some kind of financial crisis and that is why the short term loans should have instant approval as well to make sure the money can be available for the emergencies and that you don’t have to wait too long.

How Do I Apply?

How Does It Works

Simple And Fast

All you have to do is to complete an online form. Within minutes, you can get the results of your application and have the funds deposited to your account.

Our Service Is Completely

Free Of Charge!

Convenient Process

Don’t have to beat the traffic or wait hours to get approved. Our services are available 24/7 and it’s online. You can do it anywhere you like, anytime you want.

Best Loan Deals

Find out the best deals with the lowest-interest rates. We offer plenty of options for you to choose from.

Frequently Asked Questions

Must I Have a


In most cases, applying for an unsecured loan with bad credit requires a guarantor. It is risky for lenders to provide unsecured loans with no collateral to seize in cases the borrower defaults. So a guarantor is needed. However, if you have good credit, lenders usually don’t require guarantors.

What Happens If I Lie

On My Application?

Lying on your loan application is big no. Once a lie has been caught, the lender has the full right to void your loan application. Falsifying documents in order to be approved could result to even more serious consequences.

What Happens If I Miss


We understand that missing a payment could happen. If you find the repayment terms difficult, you may contact the lender to provide better repayment options. Completely missing out your payment could severely affect your credit.

Ready For A Quick Loan?

We make things possible for you. If you want immediate cash that you can use on the same day, we provide options that you can take advantage of. Apply for a payday loan and get control of your snowballing debts in no time. Guaranteed safe and secured. 24 hours a day, 7 days a week…
Let’s discuss your financial needs and we’ll give you the right assistance in an instant!

Got more questions? Feel free to contact us or check out our unsecured loan guides.