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Welcome to LOANTHREE Loans

Apply to Borrow $100 to $25,000*

  • Apply For $50 – $1,000
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  • No Fees
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  • Available 24/7
  • Bad Credit

A secured and straightforward application process that is easy and fast. Get the cash assistance you need, whenever you need it. Apply now!

Cash Assistance In Just
15 Minutes

An easy-to-use application that is great for emergencies. Got credit issues? No worries! Our lenders provide the best deals even with poor or bad credit. Don’t settle for less. Get the funds you need whenever you need it. Apply now!

Why Loanthree is the BEST choice?

Fast Payout Get cash as quick as 5 to 15 minutes
Reliable 24/7 No closing time, no cut-off period
Bad Credit OK No credit check, no worries
Low Interest Rate Affordable rates just for you
Simple Application No extra paperwork, no hassle

Everything You Need To Know About Payday Loans Here at Loanthree

Payday loans online are unsecured loans that are lent to others at a relatively high-interest rate on the condition that the amount will be paid off at the time the borrower gets their next salary. Often times, they are also called cash advances, post-dated check loans, payroll loans, deferred deposit loans, payday advance, short term, etc.

These payday loans online depend on the customers having the previous records of employment and previous payroll advances. The payday loans are designed in such a manner that there is an ease of usage and are also quick, considering that they only require limited loan qualifications in the whole process. They are meant for the purpose of helping the customers in order to get their hands on some easy cash for holding them over until the time they get their next payment.

Payday Loans Near Me: Get the Payday Loan in Person

You can go to the store or shop of “payday loans near me” and get the payday loan in person. You can do so in another way rather than providing the lender with a postdated check. In this case, you would have to sign an agreement and then you can collect cash from the lender. The agreement will enable the lender from “payday loans near me” with the right of withdrawing money out of your bank account or through a prepaid card in which the money is added regularly when the loan is due.

What are the Qualifications for a Payday Loans Online?

It is very easy for you to get qualified for a payday online loan. All you have to do is to provide proof of income, your recent pay stubs and meet the other conditions that are mentioned as follows:

  • You must be at least 18 or above in age.
  • You should have a phone number that is currently active or working.
  • You must have a bank account or a prepaid card account.
  • You must give a social security number.
  • You must provide a government-issued photo ID that is considered to be valid, such as a driver’s license.

If you can meet the above-mentioned conditions and provide the proof of your income, then you are sure to get qualified for a payday loan in less time than usual.

Now that you know the qualifications for getting a payday loan online, you may also want to check the financial options and policies working in your states. Here are the United States websites to help you with that:

Federal Trade Commission
American Consumer Credit Counseling, Inc.


Advantages of Getting Online Payday Loans

Payday loans are a great way of making quick cash or easy money for the sake of solving a financial emergency. Taking out an emergency loan will help you in paying off late bills or unexpected expenses even before the time you are handed your paycheck. You can pay off the online payday loans when you get your next payment or salary, adding all the more appeal to these online payday loans since you won’t be in debt for more than a matter of some weeks. Besides this, the payday loans also have an edge over the other kinds of credits seen available.

Best Payday Loans: Ease of Access

When it comes to getting the best online payday loans, all the interactions of the processes involved in applying are based online. Therefore, it is not required for you to book any kind of appointments with the lenders or loan officers for the sake of getting cash. It is made very easy through the payday advance online process of applying so you can just send in your application while sitting in the convenience of your own office or home. However, in the case of a traditional loan, you will have to meet several times with your lender or loan officer to get things done.

In the case of the best online payday loans, you can be rest assured that you get all your money in cash. However, this is not the same case when it comes to credit cards.  You are only allowed to make the purchase of the goods and pay for several services with the use of a credit card. Now you know which one of the two is the better option when it comes to credit.

With payday loans, you can spend all the cash on anything that you wish.  This includes both the purchase of goods as well as payments for the various services used. Also, there is minimal paperwork involved with payday loans. Most of the time, you are not required to send any of the documents; therefore, there’s no faxing. However, there are cases where a few lenders can ask for your proof of income.  Faxing the required documents can be done in a matter of a few minutes.

You May Be Entitled to Online Payday Loans Amount Higher than the Usual

Most of the payday advance direct lenders tend to limit the amount of payday loans online same day accessible for the new borrowers. One can access the amount that is within the lender’s range and the salary’s range.

The minimum as well as the maximum amount that the lenders offer you for payday loans online same day relies on the laws followed by your state. During the course of the application process, you will be informed about the amount by your lender. Therefore, you will have an idea of what is in store for you in the future and make your decisions accordingly.

Payday Loans: Requirements for Qualifying are Minimal

The process of qualifying for a payday loan is very simple and can be done quickly. However, for the purpose of getting qualified, you need to meet some basic requirements. These requirements include showing a stable source of your income. This is needed to show that you have consistent and stable earnings in your daily life. Proof of income will lead you to finding a willing lender almost instantly!

However, in case you want to go for the traditional type of short term loans, then the collateral is required. But when it comes to payday online title loans, no such collateral is required from you. Since you have the proof of your income, the lender will realize that you can repay the borrowed money.

Look for ‘payday advances near me’ for more information about payday loans, payday advances people with bad credit and payday advance with no check needed.

How Do I Apply?

How Does It Works

Simple And Fast

All you have to do is to complete an online form. Within minutes, you can get the results of your application and have the funds deposited to your account.

Our Service Is Completely

Free Of Charge!

Convenient Process

Don’t have to beat the traffic or wait hours to get approved. Our services are available 24/7 and it’s online. You can do it anywhere you like, anytime you want.

Best Loan Deals

Find out the best deals with the lowest-interest rates. We offer plenty of options for you to choose from.

Frequently Asked Questions

Must I Have a


In most cases, applying for an unsecured loan with bad credit requires a guarantor. It is risky for lenders to provide unsecured loans with no collateral to seize in cases the borrower defaults. So a guarantor is needed. However, if you have good credit, lenders usually don’t require guarantors.

What Happens If I Lie

On My Application?

Lying on your loan application is big no. Once a lie has been caught, the lender has the full right to void your loan application. Falsifying documents in order to be approved could result to even more serious consequences.

What Happens If I Miss


We understand that missing a payment could happen. If you find the repayment terms difficult, you may contact the lender to provide better repayment options. Completely missing out your payment could severely affect your credit.

Ready For A Quick Loan?

We make things possible for you. If you want immediate cash that you can use on the same day, we provide options that you can take advantage of. Apply for a payday loan and get control of your snowballing debts in no time. Guaranteed safe and secured. 24 hours a day, 7 days a week…
Let’s discuss your financial needs and we’ll give you the right assistance in an instant!

Got more questions? Feel free to contact us or check out our unsecured loan guides.