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Welcome to LOANTHREE Loans

Apply to Borrow $100 to $25,000*

  • Apply For $50 – $1,000
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  • Available 24/7
  • Bad Credit

A secured and straightforward application process that is easy and fast. Get the cash assistance you need, whenever you need it. Apply now!

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15 Minutes

An easy-to-use application that is great for emergencies. Got credit issues? No worries! Our lenders provide the best deals even with poor or bad credit. Don’t settle for less. Get the funds you need whenever you need it. Apply now!

Why Loanthree is the BEST choice?

Fast Payout Get cash as quick as 5 to 15 minutes
Reliable 24/7 No closing time, no cut-off period
Bad Credit OK No credit check, no worries
Low Interest Rate Affordable rates just for you
Simple Application No extra paperwork, no hassle

What You Need To Know About Online Installment Loans

An installment loan is an amount of money that is borrowed by a person which must later be paid back over a set time frame.The borrowed amount can be repaid in regular and monthly payments or installments.

Other alternatives for installment loans include payday short term loans; however, when we take installment loans into account, we find that there are a lot of benefits arising from its use. Hence, most people prefer installment loans over the other alternatives.

In case you are wondering about the requirements needed for applying for online installment loans, here are the documents that will be required for the process:

  • Proof of residence or address proof
  • Proof of identity
  • Proof of entity
  • 2 years of profit & loss statement
  • Returns statement of income tax and balance sheet
  • Bank statement for the last six months
  • Other documents as per the instructions of a sales officer

As mentioned before, online installment loans come with a lot of benefits. Therefore, choosing them is the better option in the long run. Don’t believe us? Read and find out for yourself!

Installment Loans Instant Approval

When someone looks to take installment loans for bad credit from the bank, it is obvious that the duration of the approval process will be extended for a long time. It may even take up to a few days, in the case of business loans or a larger amount of loans like installment loans for bad credit, the approval process could stretch out even longer. However, the people that need money right away can’t afford to sit around waiting for the approval from the lender.

Therefore the quick approval process of installment loans has become appealing to many. It only takes a matter of minutes for your loan to get accepted from the installment direct lenders. You can also look for installments online and get approved.  Following this, the cash will be deposited into your account in an instant. Unlike the other loans like online title loans, you can buy things or make payments on the very same day that you requested for the loan.

Installment Loans Online: Easy Qualifications

People with a bad credit score can find it difficult to take bad credit installment loans from any of the banks. It is said that about one third of the American population has a credit score that ranges under 601. Everything below the line of 601 is looked at as a bad credit score.  Therefore, it is advised to go for installment loans online. With these, even those with a low credit score can successfully get approved for a loan as an installment loan bad credit does not exist. In most cases, the credit lenders follow installment loans no credit checks. Therefore, it is possible for you to get bad credit installment loans provided that they have a bank account that is valid and current with having proof of their income.

Once you land the installment loans for bad credit, it could also help you bring up your credit score. For this, you will have to pay all the payments before the last minute and also pay off any other loans without extensions. If you follow the above-mentioned steps, then your credit score will improve within a short time. You can look for ‘installment near me’ to learn more about applying installment loans online or in places near you.


Installment Loans Direct Lenders: Minimal Requirements

Some requirements are needed for the sake of taking out guaranteed installment loans for bad credit anywhere. In case of guaranteed installment loans for bad credit, you have to produce proof of your income, identify proof for showing that you are above the age of 18, proof of US citizenship and also you are required to have a running bank account that is valid.

There are unexpected expenses in everyone’s life, be it some minor house repairs, the need to repair and maintain the wear and tear of your vehicles or taking care of a sick family member.  Unexpected expenses can come in any form. Installment loans are the best option when you do not have money at hand to deal with these unexpected expenses. Since the requirements are minimum and it takes less time to get approved you will have money and can even spend it the same day as you requested it. You can also use this money for other situations other than the ones involving emergencies.

Online Installment Loans Can Be Spent of Variety of Things

When you specifically take a loan out for something, for example, a home loan, then all of the money you receive will go only towards your home and nothing else. This is the same case when it comes to car loans, etc. Therefore, you are provided with no choices other than to put all your money in one place.

But with installment loans, this is not the case. You can openly splurge on different things whenever you feel like it. You can pay bills, splurge on shopping sprees, pamper yourself and simultaneously use the money for your home or car services and maintenance.

Short-Term Payment Plan for Installment Loans Online

In other loans, people find it difficult to pay off the whole amount. To add to this, the interest on the loan keeps adding up as the time goes by and this results in people paying more in terms of interest rather than the original amount of that loan they borrowed. 

In the case of installments loans, you can pay off the loans in short terms which is about 120 or even 90 days. Due to the short lives of these loans, you do not have to spend years paying them off.

Longer Payment Plan for Installment Loans

You get a longer term for repayment of the instant cash loan that you borrowed. Since it is a long-term repayment you do not have to stress about making the money for paying off the loans right away. This is why the monthly payments are low because the loan is a long-term one. This is all the more reason for installment loans to be considered as a better alternative as compared to the other loans such as emergency loans.

For more financial options you can take advantage in the United States, you can look at these 3 websites which have been so helpful to loan borrowers:

Federal Trade Commission
American Consumer Credit Counseling, Inc.

How Do I Apply?

How Does It Works

Simple And Fast

All you have to do is to complete an online form. Within minutes, you can get the results of your application and have the funds deposited to your account.

Our Service Is Completely

Free Of Charge!

Convenient Process

Don’t have to beat the traffic or wait hours to get approved. Our services are available 24/7 and it’s online. You can do it anywhere you like, anytime you want.

Best Loan Deals

Find out the best deals with the lowest-interest rates. We offer plenty of options for you to choose from.

Frequently Asked Questions

Must I Have a


In most cases, applying for an unsecured loan with bad credit requires a guarantor. It is risky for lenders to provide unsecured loans with no collateral to seize in cases the borrower defaults. So a guarantor is needed. However, if you have good credit, lenders usually don’t require guarantors.

What Happens If I Lie

On My Application?

Lying on your loan application is big no. Once a lie has been caught, the lender has the full right to void your loan application. Falsifying documents in order to be approved could result to even more serious consequences.

What Happens If I Miss


We understand that missing a payment could happen. If you find the repayment terms difficult, you may contact the lender to provide better repayment options. Completely missing out your payment could severely affect your credit.

Ready For A Quick Loan?

We make things possible for you. If you want immediate cash that you can use on the same day, we provide options that you can take advantage of. Apply for a payday loan and get control of your snowballing debts in no time. Guaranteed safe and secured. 24 hours a day, 7 days a week…
Let’s discuss your financial needs and we’ll give you the right assistance in an instant!

Got more questions? Feel free to contact us or check out our unsecured loan guides.